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pawl
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pollo
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Post by pawl on Mar 10, 2020 6:12:49 GMT -8
What have they missed? I don't really keep up with things (as the six month gap proves!), and only know about the commission being dropped because of a push notification. Unfortunately while I was away nothing made huge gains, and I wasn't in for that much anyway. It seems I really did time it right though! Started with a couple of little (sub-£25) investments in companies or ETFs hit recently. Nothing I'm expecting a big return from. Then did a bit of research into Tullow Oil after being given a tip they were worth watching. Many hours of reading later and I jumped in for a couple of hundred when the market opened on Monday. Can't say that I ever expect to be an active investor, but I was feeling stupid and thought I would take the risk! The biggest problem I think I have with freetrade (and actively investing in general) is that the money I have disposable simply isn't enough. If I lose it then it's a kick in the teeth, but if I got lucky with my picks then I'm still not going to be making much! I'm only holding stock worth more than a tonne in two companies, with everything else being £25 and down. ~£600 total. A stock might have a solid 20% return in a year but it's still bugger all when it was only worth a tenner to begin with! 😂 Freetrade only ended up offering commission-free instant execution trades because a few others do now. They've also been talking about fractional shares and an expanded stock universe for literally years now but have already been beaten to it by Trading212. I never ended up moving my main portfolio/ISA from HL to FT because they've lost their unique selling point. Shame as they would have had my business if they got a shift on with the rollout of their features.
And yeah I feel you, but compounding is going to be your friend over the long term One of the good things about being able to buy fractional shares at T212 is that you can buy more expensive high growth stocks like Amazon and Apple in reasonable increments. Might be worth looking into. Fractional shares/more options are slated to be live in the next few weeks at least. You can also see new stocks as they're being added - recent inclusions have been mostly US based due to customer poll results I think. I've seen various referrals for T212, but never given it a go simply because it felt like it would be a bit redundant when I'm already using FT. Might do it just for the free share, if FT release fractionals soon. Either way it'll always be more of a toy than anything else. VG LS100 and a vague attempt at an SIPP will hopefully carry me through, although due to recent changes I've had to drastically reduce the amount I'm contributing.
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Post by D on Mar 10, 2020 6:20:38 GMT -8
Freetrade only ended up offering commission-free instant execution trades because a few others do now. They've also been talking about fractional shares and an expanded stock universe for literally years now but have already been beaten to it by Trading212. I never ended up moving my main portfolio/ISA from HL to FT because they've lost their unique selling point. Shame as they would have had my business if they got a shift on with the rollout of their features.
And yeah I feel you, but compounding is going to be your friend over the long term One of the good things about being able to buy fractional shares at T212 is that you can buy more expensive high growth stocks like Amazon and Apple in reasonable increments. Might be worth looking into. Fractional shares/more options are slated to be live in the next few weeks at least. You can also see new stocks as they're being added - recent inclusions have been mostly US based due to customer poll results I think. I've seen various referrals for T212, but never given it a go simply because it felt like it would be a bit redundant when I'm already using FT. Might do it just for the free share, if FT release fractionals soon. Either way it'll always be more of a toy than anything else. VG LS100 and a vague attempt at an SIPP will hopefully carry me through, although due to recent changes I've had to drastically reduce the amount I'm contributing. FT have been promising fractionals for a long time and the date has been moved several times so I got a bit fed up with them, and I say that as an investor in them. I appreciate that T212 just kept their heads down and got on with it quietly and rolled it out before anyone else months ago. I just don't understand why FT can't do what T212 can do, especially with a large injection of venture funding. Another advantage of T212 is that they have a much better UX with more info on the stocks and an actual web interface. Their stock universe dwarfs FT considerably even though FT have been adding new stocks incrementally for ages. When you look at a side-by-side comparison, FT have completely lost their edge. Looking at all the investment communities I lurk, I've also noticed a lot more novice investors going for T212 instead of FT. Not sure what to make of that!
You'll be reet with the index fund. Although I've only been adding to my equities portfolio for the past six months rather than managed funds or index funds it's still the largest proportion of my portfolio.
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pawl
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pollo
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Post by pawl on Mar 10, 2020 13:37:33 GMT -8
Fractional shares/more options are slated to be live in the next few weeks at least. You can also see new stocks as they're being added - recent inclusions have been mostly US based due to customer poll results I think. I've seen various referrals for T212, but never given it a go simply because it felt like it would be a bit redundant when I'm already using FT. Might do it just for the free share, if FT release fractionals soon. Either way it'll always be more of a toy than anything else. VG LS100 and a vague attempt at an SIPP will hopefully carry me through, although due to recent changes I've had to drastically reduce the amount I'm contributing. FT have been promising fractionals for a long time and the date has been moved several times so I got a bit fed up with them, and I say that as an investor in them. I appreciate that T212 just kept their heads down and got on with it quietly and rolled it out before anyone else months ago. I just don't understand why FT can't do what T212 can do, especially with a large injection of venture funding. Another advantage of T212 is that they have a much better UX with more info on the stocks and an actual web interface. Their stock universe dwarfs FT considerably even though FT have been adding new stocks incrementally for ages. When you look at a side-by-side comparison, FT have completely lost their edge. Looking at all the investment communities I lurk, I've also noticed a lot more novice investors going for T212 instead of FT. Not sure what to make of that! You'll be reet with the index fund. Although I've only been adding to my equities portfolio for the past six months rather than managed funds or index funds it's still the largest proportion of my portfolio.
Ah, I see. Didn't realise that FT had been sitting on their hands so long. Downloaded T212, and I have to say it's quite pretty. I've not yet deposited anything (haven't submitted photos yet), but I can see why you would want to move even without fractionals! Think I might end up doing the same as you now that I've had a look. Yeah, can't see me moving away from Vanguard any time soon, and they'll always be getting a few quid from me every month no matter how skint I am!
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Post by D on Mar 10, 2020 23:55:31 GMT -8
FT have been promising fractionals for a long time and the date has been moved several times so I got a bit fed up with them, and I say that as an investor in them. I appreciate that T212 just kept their heads down and got on with it quietly and rolled it out before anyone else months ago. I just don't understand why FT can't do what T212 can do, especially with a large injection of venture funding. Another advantage of T212 is that they have a much better UX with more info on the stocks and an actual web interface. Their stock universe dwarfs FT considerably even though FT have been adding new stocks incrementally for ages. When you look at a side-by-side comparison, FT have completely lost their edge. Looking at all the investment communities I lurk, I've also noticed a lot more novice investors going for T212 instead of FT. Not sure what to make of that! You'll be reet with the index fund. Although I've only been adding to my equities portfolio for the past six months rather than managed funds or index funds it's still the largest proportion of my portfolio.
Ah, I see. Didn't realise that FT had been sitting on their hands so long. Downloaded T212, and I have to say it's quite pretty. I've not yet deposited anything (haven't submitted photos yet), but I can see why you would want to move even without fractionals! Think I might end up doing the same as you now that I've had a look. Yeah, can't see me moving away from Vanguard any time soon, and they'll always be getting a few quid from me every month no matter how skint I am! Aye definitely have a play around with T212. I've only got some play money in at the minute but if that all goes well over the next couple of months I might give serious consideration to making it my main platform. I haven't had a look at the mobile app yet - for me investing seems like something that should be done on a computer, but that's because I'm an old geez when it comes to tech
Another weird downside I noticed with FT - over Christmas I wanted to invite a couple of people to FT using the free share referral promotion scheme. These two would certainly have been heavy users of the platform but apparently the promotion only runs in waves and is not always running and I'm not sure why. Unsurprisingly they've now both gone to T212.
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Apr 17, 2024 0:14:02 GMT -8
pawl
29,621
November 2003
pollo
Pink Stars
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Post by pawl on Mar 11, 2020 10:27:11 GMT -8
Ah, I see. Didn't realise that FT had been sitting on their hands so long. Downloaded T212, and I have to say it's quite pretty. I've not yet deposited anything (haven't submitted photos yet), but I can see why you would want to move even without fractionals! Think I might end up doing the same as you now that I've had a look. Yeah, can't see me moving away from Vanguard any time soon, and they'll always be getting a few quid from me every month no matter how skint I am! Aye definitely have a play around with T212. I've only got some play money in at the minute but if that all goes well over the next couple of months I might give serious consideration to making it my main platform. I haven't had a look at the mobile app yet - for me investing seems like something that should be done on a computer, but that's because I'm an old geez when it comes to tech Another weird downside I noticed with FT - over Christmas I wanted to invite a couple of people to FT using the free share referral promotion scheme. These two would certainly have been heavy users of the platform but apparently the promotion only runs in waves and is not always running and I'm not sure why. Unsurprisingly they've now both gone to T212.
Chucked twenty quid in so that I could get my referral share (UBER, which is nice! ~$26 currently down from ~$40 a month ago), and I've already been given my code for the 20 invite shares. FT weren't great on that, like you've said. Usually single-use codes that lasted for a week, which wasn't useful when I too knew people that would have been interested. The app is nice - certainly better than FT's. 99% of my internet use is mobile these days (don't often have need to get my laptop out) so that suits me rather well. Think that when the market starts to recover I'll be slowly selling off from FT and moving everything over. The fractionals alone are definitely worth it, and the larger pool of stocks doesn't hurt! My ISA will definitely be staying with Vanguard, but I'll be dripping into this more frequently that I would have with FT. Mostly for long term fractional shares and maybe the occasional attempt at market timing if I'm feeling brave. Cheers for convincing me to give it a go!
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Post by D on Mar 12, 2020 0:27:29 GMT -8
Aye definitely have a play around with T212. I've only got some play money in at the minute but if that all goes well over the next couple of months I might give serious consideration to making it my main platform. I haven't had a look at the mobile app yet - for me investing seems like something that should be done on a computer, but that's because I'm an old geez when it comes to tech Another weird downside I noticed with FT - over Christmas I wanted to invite a couple of people to FT using the free share referral promotion scheme. These two would certainly have been heavy users of the platform but apparently the promotion only runs in waves and is not always running and I'm not sure why. Unsurprisingly they've now both gone to T212.
Chucked twenty quid in so that I could get my referral share (UBER, which is nice! ~$26 currently down from ~$40 a month ago), and I've already been given my code for the 20 invite shares. FT weren't great on that, like you've said. Usually single-use codes that lasted for a week, which wasn't useful when I too knew people that would have been interested. The app is nice - certainly better than FT's. 99% of my internet use is mobile these days (don't often have need to get my laptop out) so that suits me rather well. Think that when the market starts to recover I'll be slowly selling off from FT and moving everything over. The fractionals alone are definitely worth it, and the larger pool of stocks doesn't hurt! My ISA will definitely be staying with Vanguard, but I'll be dripping into this more frequently that I would have with FT. Mostly for long term fractional shares and maybe the occasional attempt at market timing if I'm feeling brave. Cheers for convincing me to give it a go! Aye, glad you like it! I'm going to gradually drip more and more into it too. Going to have to see how smooth selling and withdrawing goes before I commit fully though. Markets taking a right hammering today still - I feel like a kid in a candy shop as I have cash available but I'm not sure we're quite at the bottom yet
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Apr 17, 2024 0:14:02 GMT -8
pawl
29,621
November 2003
pollo
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Post by pawl on Mar 12, 2020 3:55:49 GMT -8
Chucked twenty quid in so that I could get my referral share (UBER, which is nice! ~$26 currently down from ~$40 a month ago), and I've already been given my code for the 20 invite shares. FT weren't great on that, like you've said. Usually single-use codes that lasted for a week, which wasn't useful when I too knew people that would have been interested. The app is nice - certainly better than FT's. 99% of my internet use is mobile these days (don't often have need to get my laptop out) so that suits me rather well. Think that when the market starts to recover I'll be slowly selling off from FT and moving everything over. The fractionals alone are definitely worth it, and the larger pool of stocks doesn't hurt! My ISA will definitely be staying with Vanguard, but I'll be dripping into this more frequently that I would have with FT. Mostly for long term fractional shares and maybe the occasional attempt at market timing if I'm feeling brave. Cheers for convincing me to give it a go! Aye, glad you like it! I'm going to gradually drip more and more into it too. Going to have to see how smooth selling and withdrawing goes before I commit fully though. Markets taking a right hammering today still - I feel like a kid in a candy shop as I have cash available but I'm not sure we're quite at the bottom yet As it stands unfortunately I don't have a great deal spare, which is upsetting as this might be my best opportunity to turn a profit for a long time! Either way I'll be doing my best to keep an eye on things, see if I can't make a couple of quid at least. If nothing else work is a slow-but-steady source of cash I can bank, so there's always that!
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Aug 27, 2012 5:36:39 GMT -8
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Post by D on Mar 14, 2020 1:58:36 GMT -8
Aye, glad you like it! I'm going to gradually drip more and more into it too. Going to have to see how smooth selling and withdrawing goes before I commit fully though. Markets taking a right hammering today still - I feel like a kid in a candy shop as I have cash available but I'm not sure we're quite at the bottom yet As it stands unfortunately I don't have a great deal spare, which is upsetting as this might be my best opportunity to turn a profit for a long time! Either way I'll be doing my best to keep an eye on things, see if I can't make a couple of quid at least. If nothing else work is a slow-but-steady source of cash I can bank, so there's always that! Yesterday was a good day like, I'd been buying heavily Mon-Thur so saw the gains towards the end of the day. That being said I doubt we've reached the bottom and there'll probably be some more opportunities to buy in the coming months. One thing I've noticed on T212 is that the spread is not very tight - seems most share prices are marginally inflated upon purchase. I'm not sure if that's down to them adding a nominal amount on to cover the 'free' trade, or if their marketmakers aren't offering them good spreads. My guess is the former. Definitely something to be wary of.
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Krumm
New Member
no srsly where am i
Posts: 91
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Apr 13, 2024 18:51:08 GMT -8
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no srsly where am i
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Post by Krumm on Mar 15, 2020 5:32:28 GMT -8
Dude I've been getting killed lately. My portfolio (made up 70% individual stocks, 20% ETFs and 10% cash). I'm down 30% over the past 3 weeks. That being said, I'm not panic selling. HOLD! The global economy has been through a lot. 2 world wars, presidential assassination, impeachment, ebola/swine flu, 87, etc. It will go up. It's just painful to see all this red.
That being said, there are some wicked discounts out there right now. DIS is low 100s and was even at $89 a few days ago. I started a small DIS position of 10 shares I bought at $102, and bought 5 more at $94. If it dips to the 80s again I'll probably pick up 5 more shares and hold that position for 5-10 years, maybe longer. Vanguard's VYM is my primary high div yield ETF and it has tumbled pretty hard, but again I'm just picking up more. It's been awhile since I've seen VYM in the 70s. UPRO I have watched for awhile and I might start a hefty position there, thinking 100 shares although that would take all my cash and I'd have to deposit some. Probably worth it.
Also watching DAL, NCLH, AAL, ENPH, AAPL, BRK.B, ARWR
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Post by D on Mar 17, 2020 0:33:20 GMT -8
Dude I've been getting killed lately. My portfolio (made up 70% individual stocks, 20% ETFs and 10% cash). I'm down 30% over the past 3 weeks. That being said, I'm not panic selling. HOLD! The global economy has been through a lot. 2 world wars, presidential assassination, impeachment, ebola/swine flu, 87, etc. It will go up. It's just painful to see all this red. That being said, there are some wicked discounts out there right now. DIS is low 100s and was even at $89 a few days ago. I started a small DIS position of 10 shares I bought at $102, and bought 5 more at $94. If it dips to the 80s again I'll probably pick up 5 more shares and hold that position for 5-10 years, maybe longer. Vanguard's VYM is my primary high div yield ETF and it has tumbled pretty hard, but again I'm just picking up more. It's been awhile since I've seen VYM in the 70s. UPRO I have watched for awhile and I might start a hefty position there, thinking 100 shares although that would take all my cash and I'd have to deposit some. Probably worth it. Also watching DAL, NCLH, AAL, ENPH, AAPL, BRK.B, ARWR Welcome to the madhouse! I'm doing exactly the same as you. I think you hit the nail on the head - this is pain-inducing short term but over the longterm something we'll look back on and think "I wish I had more free cash to invest at the time!"
Did you pull the trigger on DAL? I got some yesterday right after the circuitbreaker-enforced pause ended and it's already up around 12% for me thanks to the timing. I still think the worst is yet to come for airlines but I'll be DCAing it down. I think of all the airlines it's least likely to fail, epsecially as Buffett seems to like it.
I've mainly been buying V and MA, two excellent companies who I've been bullish on for years. I'm also looking to bolster my positions in MSFT, AAPL and AMZN but they've not come down enough for me to buy anything more than my regular monthly amount.
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Krumm
New Member
no srsly where am i
Posts: 91
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Apr 13, 2024 18:51:08 GMT -8
Krumm
no srsly where am i
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March 2020
mrraleigh
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Post by Krumm on Mar 17, 2020 17:22:23 GMT -8
Dude I've been getting killed lately. My portfolio (made up 70% individual stocks, 20% ETFs and 10% cash). I'm down 30% over the past 3 weeks. That being said, I'm not panic selling. HOLD! The global economy has been through a lot. 2 world wars, presidential assassination, impeachment, ebola/swine flu, 87, etc. It will go up. It's just painful to see all this red. That being said, there are some wicked discounts out there right now. DIS is low 100s and was even at $89 a few days ago. I started a small DIS position of 10 shares I bought at $102, and bought 5 more at $94. If it dips to the 80s again I'll probably pick up 5 more shares and hold that position for 5-10 years, maybe longer. Vanguard's VYM is my primary high div yield ETF and it has tumbled pretty hard, but again I'm just picking up more. It's been awhile since I've seen VYM in the 70s. UPRO I have watched for awhile and I might start a hefty position there, thinking 100 shares although that would take all my cash and I'd have to deposit some. Probably worth it. Also watching DAL, NCLH, AAL, ENPH, AAPL, BRK.B, ARWR Welcome to the madhouse! I'm doing exactly the same as you. I think you hit the nail on the head - this is pain-inducing short term but over the longterm something we'll look back on and think "I wish I had more free cash to invest at the time!"
Did you pull the trigger on DAL? I got some yesterday right after the circuitbreaker-enforced pause ended and it's already up around 12% for me thanks to the timing. I still think the worst is yet to come for airlines but I'll be DCAing it down. I think of all the airlines it's least likely to fail, epsecially as Buffett seems to like it.
I've mainly been buying V and MA, two excellent companies who I've been bullish on for years. I'm also looking to bolster my positions in MSFT, AAPL and AMZN but they've not come down enough for me to buy anything more than my regular monthly amount.
Madhouse indeed. I do wish I had more $$$ to invest actually, lol. There are so many companies I've been watching for literally years that are the lowest I've seen some of them... I didn't pull the trigger on DAL, but I agree that DAL is the least likely to fail. It has a huge presence in the US and consistently ranks as the best airline to fly. I agree with that too - Delta is probably my favorite airline in the US with American being 2nd. I might buy both, still thinking the bottom has yet to arrive for airlines. Hard to say though, as President Trump administration seems like they'll inject a pretty hefty amount of cash into airline/hotel industries. This is unprecedented for me, I've no idea what effect such a stimulus will have on the industry. Should be interesting. I did pull the trigger on ENPH though. I bought 200 shares back in 2018 at $7.95 and it was pretty recently up to $58ish...now back down to the 20s. I am very bullish on ENPH - their customers love the product, employees love working for them, and they have consistent growth. I bought 100 more shares at $28.99, which was almost all the cash in my account...probably a bad idea to use all the cash, but hey I'm feelin risky here lol. V is a good idea. I actually don't have any individual stock in the finance sector, so this absolutely seems like a good time to jump in. I recently put AXP and COF on my watchlist, though. Good on you for AMZN, I've always wanted to enter but it's such a high price I'm always afraid it will tank for some reason.
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Post by D on May 6, 2020 3:57:39 GMT -8
How you getting on with T212 pawl?
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Apr 17, 2024 0:14:02 GMT -8
pawl
29,621
November 2003
pollo
Pink Stars
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Post by pawl on Dec 31, 2020 4:29:42 GMT -8
How you getting on with T212 pawl? Fly-by reply! I've bounced around a little and made small profits, but nothing major. Scaled it all back recently to focus on what I thought was most important. I hold a not-insubstantial number of shares in PHE at a 3.53 average, I will be continuing to add shares whenever I have spare money (so never, thanks to being on furlough for most of the last nine months!) and I'll be holding them for quite some time. 😁 So I'm up (quite significantly now), but because I didn't have a great deal to begin with (sub £10k) I'm not rich yet. 😜 Edit; just realised how long it's been since I was here! I emptied my VG account back in March (I think) and took a £600 hit in the hope of making it back fast on 212. Made some on TLW, got out before it stagnated, made some on GAW & TSLA but could have made more, lost some on HYLN and learned a lesson or two... All in all I've been up on completed trades, but have spent months a couple of grand down waiting for certain stocks to jump. PHE are my big bet as a LTH going forward, worth a little research I think. =]
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